May I tell you something?
Your dead relationship will not suddenly come back to life. Beyond that, the financial hole in your account will not erase itself with time. The continuing absence of communication with your adolescent? It will most likely sharpen. And your stalling career will not become a dream job by itself, certainly not if you carry on drifting between casual jobs.
In short — it will not sort itself out.
The overwhelming majority of us are skilled at repressing the large problems. It is not that we are stupid. We know we have been sitting on a barrel of explosives for years.
But simultaneously, we do not know it.
I want to move somewhat beyond the wearying sermon of "it is time you dealt with your problems". I think hurling that at a person is neither empathetic nor clever.
We cannot see everything at once. We are not capable of being in continuous contact with everything that is missing and painful. That is genuinely not desirable. An important part of what allows us to get through this life is the ability to let things slide — in other words, not to direct too much attention at something that is too big for you at that moment.
So since we have agreed that I am not scolding you, let me move to the logical level and emphasise something important about the rules of human existence.
Here it is: significant problems do not generally tend to pass by themselves. They simply do not.
In fact, most of them are actively compounding while you are not looking at them, which is the specific reason the delay is expensive. The relationship does not stay dead-but-stable; it accumulates evidence. The overdraft accrues. The adolescent gets older and needs you less.
You are not choosing between dealing with it now and dealing with it later. You are choosing between dealing with this version and dealing with a larger one.